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Terms of Use

Last updated: May 07, 2025

1. AGREEMENT TO OUR LEGAL TERMS

Welcome to disclosed.info! These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ('you'), and disclosed.info ('Company', 'we', 'us', or 'our'), concerning your access to and use of the https://disclosed.info website as well as any other related products and services that refer or link to these legal terms (collectively, the 'Services'). Our primary services involve providing forensic analysis reports ('Reports') based on publicly available company disclosures.

You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

We may update these Legal Terms from time to time. The updated version will be indicated by an updated 'Last updated' date, and the updated version will be effective as soon as it is accessible. You are responsible for reviewing these Legal Terms to stay informed of updates. Your continued use of the Services after the date such revised Legal Terms are posted will constitute your acceptance of the changes.

The Services are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Services.

We recommend that you print a copy of these Legal Terms for your records.

2. INTELLECTUAL PROPERTY RIGHTS

We are the owner or the licensee of all intellectual property rights in our Services, including the underlying analysis methodology, structure, presentation, and content of the Reports, as well as all source code, databases, functionality, software, website designs, text, graphics, photographs (collectively, the 'Content'), and the trademarks, service marks, and logos contained therein (the 'Marks').

Our Content and Marks are protected by copyright and trademark laws and treaties in India and around the world. The Content (including purchased Reports) and Marks are provided 'AS IS' for your personal, non-commercial use only, subject to the license granted upon purchase (see Section 5).

Except as expressly provided in these Legal Terms or upon purchase of a Report, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

If you provide us with any feedback, suggestions, or ideas regarding the Services ('Submissions'), you assign all intellectual property rights in such Submissions to us, and we may use and share such feedback for any purpose without compensation to you.

3. USER REPRESENTATIONS

By using the Services, you represent and warrant that:

  1. all registration information you submit will be true, accurate, current, and complete;
  2. you will maintain the accuracy of such information and promptly update such registration information as necessary;
  3. you have the legal capacity and you agree to comply with these Legal Terms;
  4. you are not a minor (you are at least 18 years old);
  5. you will not access the Services through automated or non-human means (bots, scripts, etc.), except for standard search engine indexing;
  6. you will not use the Services for any illegal or unauthorized purpose;
  7. your use of the Services will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services.

4. USER REGISTRATION

You are required to register an account to purchase Reports and access certain features of the Services. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate or objectionable.

5. PURCHASES, PAYMENT, AND REPORT LICENSE

We offer forensic analysis Reports for purchase. We accept payments through Razorpay, including methods like Visa, Mastercard, UPI, etc., subject to Razorpay's supported methods.

You agree to provide current, complete, and accurate purchase and account information. You agree to pay all charges at the prices then in effect for your purchases, plus any applicable taxes (like GST), and you authorize us (through Razorpay) to charge your chosen payment provider. All payments shall be in Indian Rupees (INR).

We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment. We also reserve the right to refuse any order placed through the Services.

Report License: Upon successful payment for a Report, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the purchased Report content solely for your own personal, non-commercial informational purposes. You may not reproduce, distribute, publicly display, modify, create derivative works from, or otherwise commercially exploit the Reports or any portion thereof without our express prior written permission.

Shipping and Delivery Policy: All (purchased) reports are accessible only by digital means via your dashboard (through login). No separate reports shall be shipped or delivered to your email or physical address.

Refund Policy: Due to the digital nature of the Reports and the immediate access granted upon purchase, **all sales are final and non-refundable.** Please review the sample reports carefully before making a purchase.

6. PROHIBITED ACTIVITIES

You may not access or use the Services for any purpose other than that for which we make them available. You agree not to:

  • Systematically retrieve data or Content (including Report content) to create or compile a collection, database, or directory without our permission.
  • Trick, defraud, or mislead us or other users.
  • Circumvent or interfere with security features of the Services.
  • Disparage, tarnish, or otherwise harm us or the Services.
  • Use information obtained from the Services to harass, abuse, or harm others.
  • Submit false reports or misuse support services.
  • Use the Services in violation of any applicable laws or regulations.
  • Engage in unauthorized framing of or linking to the Services.
  • Upload viruses, spam, or other harmful material.
  • Engage in automated use like scraping, data mining, or using bots (except standard search indexing).
  • Delete copyright or proprietary notices from Content (including Reports).
  • Impersonate another user or use another user's account.
  • Interfere with or disrupt the Services or networks.
  • Attempt to bypass access restrictions.
  • Copy or adapt the Services' underlying software.
  • Reverse engineer any part of the Services.
  • Use the Services to compete with us or for any commercial revenue generation related to the Reports.
  • Redistribute, resell, or sublicense purchased Reports.

7. USER GENERATED CONTRIBUTIONS

The Services do not currently offer users the ability to submit or post public content (e.g., comments, reviews). If you submit feedback or custom analysis requests to us directly (e.g., via email or form), please refer to Section 2 regarding intellectual property rights for such Submissions.

8. SOCIAL MEDIA

If you link your account with Google, you authorize us to access certain profile information (name, email, profile picture) as permitted by Google and your privacy settings. Our access and use are governed by our Privacy Policy and solely for account management purposes. Your relationship with Google is governed by their terms and policies.

9. THIRD-PARTY WEBSITES AND CONTENT

The Services may link to Third-Party Websites (e.g., Razorpay, SEBI) or content. We do not investigate, monitor, or endorse these third parties and are not responsible for their content, accuracy, or privacy practices. Accessing third-party sites is at your own risk, and these Terms no longer govern. Review the terms and policies of any third-party site you visit. We are not responsible for purchases made through Third-Party Websites.

10. SERVICES MANAGEMENT

We reserve the right, but not the obligation, to monitor the Services for violations, take legal action, refuse or restrict access, remove content, and manage the Services to protect our rights and ensure proper functioning.

11. PRIVACY POLICY

We care about data privacy. Please review our Privacy Policy: disclosed.info/privacy. By using the Services, you agree to be bound by our Privacy Policy, which is incorporated into these Legal Terms. The Services are hosted primarily using global cloud infrastructure; by using the Services, you consent to your data potentially being transferred and processed in various locations necessary to provide the service.

12. TERM AND TERMINATION

These Legal Terms remain in effect while you use the Services. We reserve the right to deny access or terminate your use/account at any time, without notice, for any reason, including breach of these Terms or applicable law. If your account is terminated, you are prohibited from creating a new account. We reserve the right to take appropriate legal action.

13. MODIFICATIONS AND INTERRUPTIONS

We reserve the right to change, modify, or remove the contents or features of the Services (including report pricing or availability) at our discretion without notice. We do not guarantee the Services will be available at all times and are not liable for any loss or inconvenience caused by downtime, interruptions, or errors. We have no obligation to provide updates or support.

14. GOVERNING LAW

These Legal Terms shall be governed by and defined following the laws of India. disclosed.info and yourself irrevocably consent that the courts of Chennai, Tamil Nadu, India shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these Legal Terms.

15. DISPUTE RESOLUTION

To expedite resolution, the Parties agree to first attempt to negotiate any Dispute (except those involving intellectual property rights, theft, piracy, or injunctive relief) informally for at least thirty (30) days before initiating court proceedings. Informal negotiations commence upon written notice. If informal negotiations are unsuccessful, the Dispute shall be resolved exclusively in the courts located in Chennai, Tamil Nadu, India.

16. CORRECTIONS

There may be information on the Services containing errors, inaccuracies, or omissions (including descriptions, pricing, availability). We reserve the right to correct any errors and update information at any time without prior notice.

17. DISCLAIMER

THE SERVICES AND REPORTS ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES AND RELIANCE ON ANY REPORT CONTENT WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND REPORTS AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT, THE REPORTS' CONTENT (WHICH IS BASED ON PUBLIC DISCLOSURES), OR THE CONTENT OF ANY LINKED WEBSITES. WE ASSUME NO LIABILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (2) PERSONAL INJURY OR PROPERTY DAMAGE RESULTING FROM YOUR ACCESS/USE, (3) UNAUTHORIZED ACCESS TO/USE OF OUR SERVERS/DATA, (4) INTERRUPTION OF SERVICE, (5) BUGS/VIRUSES TRANSMITTED VIA THE SERVICES, OR (6) LOSS OR DAMAGE INCURRED FROM USING CONTENT POSTED OR MADE AVAILABLE. WE DO NOT WARRANT OR ENDORSE THIRD-PARTY SERVICES. **OUR REPORTS ARE FOR INFORMATIONAL PURPOSES ONLY AND ARE NOT FINANCIAL OR INVESTMENT ADVICE. CONSULT A SEBI-REGISTERED ADVISOR.** Please also refer to our separate Disclaimer page.

18. LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES OR REPORTS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US FOR THE SPECIFIC REPORT RELATED TO THE CLAIM DURING THE SIX (6) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING. CERTAIN JURISDICTIONAL LAWS MAY NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION/LIMITATION OF CERTAIN DAMAGES; IF THESE APPLY TO YOU, SOME LIMITATIONS MAY NOT APPLY, AND YOU MAY HAVE ADDITIONAL RIGHTS.

19. INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless (including subsidiaries, affiliates, officers, agents, partners, employees) from any loss, damage, liability, claim, or demand (including reasonable attorneys’ fees) made by any third party due to or arising out of: (1) your use of the Services; (2) your breach of these Legal Terms; (3) any breach of your representations/warranties; (4) your violation of third-party rights (including intellectual property); or (5) any harmful act toward another user. We reserve the right to assume exclusive defense of any matter for which you are required to indemnify us, at your expense, and you agree to cooperate.

20. USER DATA

We maintain data you transmit related to Service performance and usage. While we perform backups, you are solely responsible for your data. We are not liable for loss or corruption, and you waive any right of action against us for such loss. Our data practices are further described in our Privacy Policy.

21. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Visiting the Services, sending emails, and filling forms constitute electronic communications. You consent to receive electronic communications (agreements, notices, disclosures) and agree they satisfy legal requirements for written communication. YOU AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND RECORDS, AND ELECTRONIC DELIVERY OF NOTICES AND POLICIES INITIATED OR COMPLETED VIA THE SERVICES. You waive rights requiring original signatures or non-electronic records/payments.

22. MISCELLANEOUS

These Legal Terms and any policies posted constitute the entire agreement between you and us. Our failure to enforce any right does not waive it. These Terms operate to the fullest extent permissible by law. We may assign our rights/obligations. We are not liable for delays/failures beyond our reasonable control. If any provision is unlawful/void/unenforceable, it is severable and doesn't affect remaining provisions. No joint venture, partnership, employment, or agency relationship is created. You waive defenses based on the electronic form and lack of physical signing.

23. CONTACT US

To resolve a complaint or receive further information regarding the Services, please contact us at:

disclosed.info
Chennai, Tamil Nadu, India
Email: contact@disclosed.info